Upgrade your Setel account for free
Enjoy more features, benefits, and unlimited spending limit.

Upgraded within minutes
Setel’s e-KYC technology makes it possible to get your account upgraded almost immediately after submission.
Better security
Electronic Know Your Customer (e-KYC) verify users’ identities and provide protection from unauthorized transactions.
Access to more benefits & features
For security reasons, amazing features like Setel Share requires account upgrade to use. You’ll also get to spend more with Setel.
Upgraded within minutes
Setel’s e-KYC technology makes it possible to get your account upgraded almost immediately after submission.
Better security
Electronic Know Your Customer (e-KYC) verify users’ identities and provide protection from unauthorized transactions.
Access to more benefits & features
For security reasons, amazing features like Setel Share requires account upgrade to use. You’ll also get to spend more with Setel.
It is a free upgrade!

Step 1
Go to ‘More’ and tap Upgrade your account.

Step 2
Check out the benefits and once you’re ready, tap ‘Upgrade now’.

Step 3
Provide the requested identity document (ID).

Step 4
Find a bright spot and take a nice selfie.

Step 5
Done! You will be prompted when you have successfully upgraded your wallet.





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The good stuff that comes with the upgrade
With this upgrade, comes a bigger wallet, along with higher spending limits, and access to amazing features.
Benefits | Basic | Upgraded | |
---|---|---|---|
Maximum wallet balance | RM 500 | Up to RM5,000 🚀 | |
Single transaction | RM 500 | Up to RM 2,000 🚀 | |
Single fuel transaction limit | RM 500 | Up to RM800 🚀 | |
Daily spend limit | RM2,000 | ||
Monthly spend limit | RM 5,000 | Unlimited 🚀 | |
Feature access | - | Setel Share. More coming soon |
Remember these when scanning your ID
- Scan your ID in well-lit areas but avoid direct lighting to prevent glares.
- Scan your ID against a background with contrasting colour and has no grid lines for better visibility.
- Make sure that you have good internet connection.
- Remove any external cover from your ID.
- Submit a valid ID. We accept MyKad, MyPR and MyTentera.
Remember these when scanning your ID
- Scan your ID in well-lit areas but avoid direct lighting to prevent glares.
- Scan your ID against a background with contrasting colour and has no grid lines for better visibility.
- Make sure that you have good internet connection.
- Remove any external cover from your ID.
- Submit a valid ID. We accept MyKad, MyPR and MyTentera.
What else can Setel do for you?
Need more info?
Just head on to our Help Centre for more in-depth information about Setel.