Need motor insurance? Setel has you covered.
Request quotations, compare protection plans, and purchase motor insurance all through the Setel app.



Instant quotation
Get a quotation within minutes on your phone.

Fast approval
Purchase online and receive your e-policy via email in an instant.

Be rewarded
Earn Mesra points instantly and redeem it for fuel and rewards.

Instant quotation
Get a quotation within minutes on your phone.

Fast approval
Purchase online and receive your e-policy via email in an instant.

Be rewarded
Earn Mesra points instantly & redeem it for fuel and rewards.

Earn up to RM150 fuel cashback
Valid until 28 February 2023. Terms & conditions apply
Compare attractive coverage plans by our partners

AXA SmartDrive Enhanced
- E-Hailing available
- Unlimited towing
- Agreed/Market claims
- Unlimited drivers limit

NEW
Etiqa Motor Insurance
- All authorised drivers automatically covered
- Free 200km car-towing assistance
- Fast claim approval

NEW
Etiqa Motor Takaful
- All authorised drivers automatically covered
- 24/7 emergency hotline
- Cash back when you make no claim

AXA SmartDrive Enhanced
- E-Hailing available
- Unlimited towing
- Agreed/Market claims
- Unlimited drivers limit

NEW
Etiqa Motor Insurance
- All authorised drivers automatically insured
- Free 200km car-towing assistance
- Fast claim approval

NEW
Etiqa Motor Takaful
- All authorised drivers automatically insured
- 24/7 emergency hotline
- Cash back when you make no claim
How it works
Buy motor insurance online with a few simple steps.

Step 1
Launch Setel and tap
Insurance and Takaful.

Step 2
Check the renewal criteria and fill out the form.

Step 3
Compare and select your preferred coverage plan.

Step 4
Customise coverage plan and enter personal details.

Step 5
Complete payment and receive e-policy via email.





Hear from our satisfied users
Saya pun memang pakai Setel. Nak buat pembayaran pun mudah. Saya tak perlu nak transfer ke agent.

M. Safuan
Cepat je. Dalam setengah jam saya dah dapat cover note. Kemudian saya boleh terus pergi pejabat pos dekat dengan office dan renew road tax dalam masa sehari.

A. Azwa
So easy to do everything. No individual website where I need to key in multiple info. Since the app already have my payment info (card number), I just need to key in my IC & plate number.

Aumy A.
We can help you to renew your road tax, too!
Complete your motor insurance renewal by renewing road tax with Setel. Do it all with just a few taps through the app.

We can help you to renew your road tax, too!
Complete your motor insurance renewal by renewing road tax with Setel. Do it all with just a few taps through the app.

Frequently asked questions
General
Currently, we offer insurance plans from AXA and Etiqa: AXA Smart Drive Enhanced, Etiqa Private Car Insurance & Etiqa Private Car Takaful. For more information on the plans provided, please refer to AXA’s FAQ and Etiqa’s FAQ
Of course! You can renew it through the Road tax feature.
A receipt of the transaction and policy details will be sent to the email address registered with Setel. Alternatively, you can check the transaction history in the Setel App. Click More at the bottom right and select Payment history under Payments.
Of course! You will be eligible if you meet all of the criteria below:
AXA
- The motor insurance has not expired for more than 30 days.
- It is not more than 60 days away from motor insurance expiry date.
- There has not more than 1 claim in the last 2 years.
- The vehicle is less than 20 years old and for private use only.
- You are between 18-75 years old.
Etiqa
- Motor insurance has not expired for more than 30 days.
- It is not more than 60 days away from motor insurance expiry date.
- The vehicle is less than 20 years old and for private use only.
- You are between 25-80 years old.
Calculation of the premium is done by assessing the condition of the car and the amount insured. For a more detailed breakdown, please proceed to the quotation service in the Setel App. Go to Setel home page & click on the Insurance & Takaful icon.
Yes, you can view the list of additional coverages available when requesting for a quotation.
All post-sales activities (claims, cancellation, etc.) are handled by the insurance company.
To cancel your policy, you may contact AXA at customer.service@axa.com.my, (+603) 2170 8282 on every Monday to Friday from 8.30 AM to 5.30 PM (excluding public holidays) or Etiqa on https://www.eti.qa/livechat, info@etiqa.com.my, (+603) 130013 8888 on every Monday to Friday from 9.00 AM to 5.00 PM (excluding public holidays, Saturday and Sunday)
A refund of the premium would be based on the conditions stipulated in the policy contract. For more information on the procedure, please refer to AXA’s FAQ and Etiqa’s FAQ
Please contact your insurer’s 24 hour roadside assistance team: AXA (1800-88-1033) or Etiqa (1800-88-6491).
For minor accidental damages and if your car is safe to drive, kindly notify your claim to insurer’s e-Claim: AXA (via WhatsApp at (+603) 2170 8282 or at https://www.axa.com.my/claims.) or Etiqa (via WhatsApp at (+603) 27804677 or email at claims@etiqa.com.my)
Claims typically require several business days to process.
For more information on your claim status, please contact: AXA at customer.service@axa.com.my, (+603) 2170 8282 on every Monday to Friday from 8.30 AM to 5.30 PM (excluding public holidays) or Etiqa at claims@etiqa.com.my, (+603) 130013 8888 on every Monday to Friday from 9.00 AM to 5.00 PM (excluding public holidays, Saturday and Sunday)
Promotions
The campaign period is from 1 December 2022 – 28 February 2023
We will grant the cashback to your account after you have successfully made a motor insurance purchase with a minimum spend of RM500 for a total cashback value of RM50, a minimum spend of RM800 for a total cashback value of RM80, a minimum spend of RM1000 for a total cashback value of RM100, and a minimum spend of RM1500 for a total cashback value of RM150.
After you’ve made your payment, tap ‘More’ > ‘Payment history’ in the Setel app to view your cashback.
The cashback will not expire and will be eligible for use so long as you have an active Setel account.
Setel cashback can be used to pay for fuel, motor insurance, parking and items in Kedai Mesra, on Deliver2Me and at any merchants online and physical stores that accept Setel Pay, only within the Setel app.
All Eligible Customers are entitled to receive a RM50 cashback for a minimum spend of RM500 for every motor insurance purchase, a RM80 cashback for a minimum spend of RM800, a RM100 cashback for a minimum spend of RM1000, and a RM150 cashback for a minimum spend of RM1500 limited to the first motor insurance purchase via Setel during campaign period.
If you spend RM1600, you will unlock the “Car Insurance Rewards” 1,2,3, & 4 and earn RM50 for unlocking “Car Insurance Rewards 1 badge” for a minimum spend of RM500, RM30 for unlocking “Car Insurance Rewards 2 badge”, RM20 for unlocking “Car Insurance Rewards 3 badge”, and RM50 for unlocking “Car Insurance Rewards 4 badge” for a minimum spend of RM1500. In total, you will receive RM150 in total cashback value.
If you spend RM790 on motor insurance, you will unlock the “Motor Insurance badge” 1 only and earn RM50 in cashback.
Can’t find the answer you’re looking for? Reach out to our customer support team.