Setel users can stand a chance to get up to RM450k worth of prizes, when they top up min. RM50 via FPX into their Setel Wallet and spend using Setel DuitNow QR.

The campaign runs from 1 November 2025 to 31 January 2026. However, Setel reserves the right to terminate, change, amend, or add on any terms and conditions to this promotion with prior notice.

Payment can be made by scanning DuitNow QR code displayed at the counter.

• A minimum top-up of RM50 via FPX is required to earn 1 lucky draw entry.

• A cumulative top-up of RM250 via FPX is required to earn 1 grand prize draw entry.

• Spend via Setel DuitNow QR (after topping up RM50 via FPX, no min. spend is required) for users to earn 10% cashback, capped at RM5 per user per month.

Once payment is made, cashback will be rewarded within 72 hours to the user’s wallet in the Setel app and you will receive a notification to notify you of the reward. Go to Setel, tap “Pay”, and scroll down to see “Payment history” for transaction records.

Users can get a maximum of RM15 cashback per user with a reward limit of RM334,778 throughout the campaign – whichever is exhausted first.

Users can get as much entries as possible when they top up via FPX into their Setel Wallet.

• RM50 top-up = 1x entry for lucky draw
• Cumulative RM250 top-ups = 1x entry for grand prize draw

The more you top up, the higher your chances of winning!

If you’re experiencing difficulties, please reach out to Setel’s customer service for assistance. You can reach them via the contact information provided in the Setel app.

If you haven’t received your cashback within the expected timeframe, please contact Setel’s customer service. Remember to provide them with details about your transaction to facilitate the investigation process.

Lucky draw and grand prizes will be fulfilled within three (3) months after the campaign ends, except for 10% cashback and weekly lucky draw prizes.

Yes, you can as long as you have a valid phone number and payment method. However, for Virtual Mesra Card Activation (points redemption) will require a valid IC Number.

Cashback cannot be combined with other promotional offers or discounts offered by Setel unless explicitly stated. However, the promotions are able to be combined with merchants’ in-store discounts if applicable.

No. However, any updates regarding this will be announced on our platform.