Don't need to Top Up.
Just pay with your
Credit #CardTerus
Don't need to Top Up.
Just pay with your Credit #CardTerus
Introducing CardTerus on Setel





With CardTerus, you can now make direct fuel payments with your Credit Card. You’ll no longer need to top up your Setel Wallet.
Enjoy up to 10% fuel cashback* when you pay with qualified Credit Cards from participating banks listed below.
*Information captured as of September 2020, subject to revisions/updates from the banks. Visit your respective bank website for the full terms & conditions.
AmBank
Product
Cashback rate

AmBank CARz Card
Up to RM960 cashback per year on petrol purchase. For more information, please visit AmBank for more details.

AmBank Islamic CARz Card-i
Up to RM960 cashback per year on petrol purchase. For more information, please visit AmBank for more details.

AmBank True Visa Card
Up to RM360 cashback per year on online purchases and Setel top up. For more information, please visit AmBank for more details.
CIMB
Product
Cashback rate

CIMB PETRONAS Platinum
Earn up to 7% Cash Rebate when you fuel up and shop at PETRONAS. For more information, please visit CIMB for more details.

CIMB PETRONAS Platinum – I
Earn up to 7% Cash Rebate when you fuel up and shop at PETRONAS. For more information, please visit CIMB for more details.

CIMB Cash Rebate Platinum MasterCard
Earn up to 5% Cash Rebate on petrol purchase. For more information, please visit CIMB for more details.
Citi
Product
Cashback rate

Citi Cash Back card
Up to 10% cashback on petrol purchase. For more information, please visit Citi for more details.
How to use CardTerus

Step 1
In Payment methods, click Add New Card.

Step 2
Key in your credit card details and click Add Card.

Step 3
Click on the Setel icon on the top right and change your payment method to the newly-added card before refuelling.



Frequently Asked Questions
CardTerus is a new payment method on Setel that allows you to pay for fuel directly with your Credit Card, without the need to top up your Wallet. If you transact with CardTerus using the Credit Cards listed above, you can earn your fuel cashback from your respective banks.
Please note that your bank may place a temporary pre-authorisation hold on your Credit Card when you pay for fuel with CardTerus.
If you need more information about your Credit Card & Cashback terms, please reach out to your respective bank.
Yes you can. However please ensure that you’ve enabled your Debit Card for Non-3D & e-Commerce transactions for a smooth payment experience with CardTerus.
Your bank may also place a pre-authorisation hold on your Debit Card when you pay for fuel with CardTerus.Please contact your bank for more information.
We encourage you to top up your Setel Wallet as usual with your Debit Card as there will no longer be a pre-authorisation hold for top up transactions.
You will no longer be able to get fuel cashback for Wallet Top Up. To continue enjoying Credit Card fuel cashback, please transact with CardTerus.
You will no longer be able to get fuel cashback for Wallet Top Up. Kindly disable auto top-up and transact with CardTerus to continue enjoying Credit Card fuel cashback from your respective bank.
The fuel cashback is awarded by your bank following the benefits stated in your Credit Card terms & conditions.
Kindly reach out to your respective bank for more information.
Unfortunately, we will not be able to credit your fuel cashback into your Setel Wallet.
The fuel cashback is awarded by the bank following the benefits stated in your Credit Card terms & conditions.
If you need more information about the credit card & cashback terms, please reach out to your respective bank.
The fuel cashback is awarded by your bank following the benefits stated in your Credit Card terms & conditions. Do check with your respective banks from time to time for the latest information.
Can’t find the answer you’re looking for? Reach out to our customer support team.